For immediate release

DOMANI and Garnet Develop First Insurance Program
for 'Sustainable' Companies

May 15, 2007; Denver, CO - DOMANI Sustainability Consulting, a leading executive management consultancy, and Garnet Captive Insurance Services, a leader in designing alternative insurance programs, have announced an alliance to create the first captive insurance program designed exclusively for companies that are committed to sustainable business practices.

The innovative insurance program, called 'GREEN,' is expected to significantly reduce insurance premiums for its member companies.

"We believe that companies that have demonstrated a commitment to sustainability should have lower insurance risks," said Andrew Cavenagh, President of Garnet Captive Insurance Services. "We expect that the positive impact these companies have on their corporate cultures can translate into lower insurance liabilities, including stronger employee safety records."

GREEN will offer workers' compensation, general liability, and automotive liability insurance policies to qualified companies with combined premiums in excess of $250,000. The program is expected to be operational in the second half of 2007.

Companies that apply for membership to GREEN will be evaluated by Garnet Captive Insurance Services and DOMANI, based on factors such as risk profile, commitment to sustainability, and business needs.

For example, membership will be considered for companies that:

1) Purchase or generate energy from renewable sources;
2) Implement energy efficiency best practices;
3) Set targets for reducing environmental impacts;
4) Occupy LEEDŽ certified buildings;
5) Develop clean technologies and environmentally-friendly products;
6) Provide services or products that support healthy lifestyles; and/or,
7) Participate in environmental community outreach programs.

Membership in organizations that promote corporate citizenship, such as CERES and Business for Social Responsibility, and/or climate protection, such as the Chicago Climate Exchange or EPA Climate Leaders, will also be considered in evaluating potential members.

DOMANI will help evaluate membership applications based on the above criteria. The firm will also develop models to quantify relationships between sustainable business practices and insurance risks.

"We are currently defining sustainability metrics and screening methodologies for membership to the program," said Blake Mackey, Manager in DOMANI's Strategic Sustainability Services group.

This is the first time that corporate sustainability and insurance risks have been linked to create innovative insurance solutions.

"We anticipate that this program will be another verification of substantial bottom line benefits to be gained by companies committed to sustainable business practices," said Mackey.

Once admitted to the GREEN program, Garnet Captive Insurance Services will work with member companies to manage the costs of retained risk through quality claims handling and risk reduction consulting.

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DOMANI Sustainability Consulting, LLC (www.domani.com) is an executive level consulting and management firm that has helped dozens of large corporations realize new bottom line value through precise, market driven sustainability strategies. DOMANI, with offices in Denver, Chicago, and New York, is a subsidiary of ENR 200 environmental consulting firm, Roux Associates, Inc. (www.rouxinc.com).

Garnet Captive Insurance Services, LLC (www.garnetcaptive.com), an industry leader in structuring captive and group captive programs, provides alternative risk consulting and brokerage services to retail insurance agents and their clients

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For more information, please contact:

Blake Mackey, DOMANI Sustainability Consulting, LLC
Tel: (303) 232-0193
E-mail: bmackey@domani.com

Andrew Cavenagh, President, Garnet Captive Insurance Services, LLC
Tel: (415) 921-7701
E-mail: cavenagh@garnetcaptive.com

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Media contact:

Al Lewis, President
Environmental Marketing & Communications Inc.
Tel: 212-496-1940
E-mail: alewisEMCI@aol.com

This press release is for informational purposes only and is not an offer or a solicitation of an offer to participate in the captive group program. Membership will be determined solely pursuant to an application process and at the complete discretion of Garnet and DOMANI. Persons interested in applying for membership in the program should read the application and related materials because they contain important information, including the various terms of, and conditions to, the program.